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Homeownership

Central Vermont Habitat helps create affordable homeownership opportunities for local individuals and families through partnership, preparation, and community support.

What Homeownership with Habitat Means

Habitat homeownership is built on partnership, with future homeowners taking an active role rather than waiting for a finished house. Through sweat equity, completing a homebuyer education course through NeighborWorks Homeownership Center, working with Habitat to finalize the purchase and closing of their home, and maintaining good, responsive communication throughout the process, participants contribute their time, effort, and commitment while preparing for the responsibilities of owning a home. This opportunity can be life changing for individuals and families who have faced barriers to finding a safe and affordable place to live, but it is not a handout. It is a hand up that makes homeownership more attainable without removing the responsibility that comes with it. Homeowners purchase their homes and take on a mortgage, household bills, maintenance, and the everyday work of caring for a home. With support from Habitat and the wider community, that shared investment creates something lasting: a stable place to belong and a foundation for the future.

The Homeownership Process

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Explore

Learn about Habitat homeownership and see whether the program may be right for you.

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Apply

Review current opportunities, requirements, and the application process.

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Participate

Complete sweat equity hours alongside volunteers, and work in partnership with Habitat.

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Purchase

Buy your home , take on the responsibilities of homeownership, and begin building lasting stability.

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"Is This For Me?"

Wondering whether Habitat homeownership could be right for you? Visit our Apply page to learn more about eligibility, qualifications, and current opportunities.

Application Info

Learn about the application process, qualifications, eligibility, and more here

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Main Office

(802) 522-8611 ext. 700

1 Blanchard Court, Suite 102 
Montpelier, VT 05602​

By Appointment Only

P.O. Box 837
Montpelier, VT  05601

Waterbury ReStore

(802) 522-2323

149 S. Main St. Waterbury, VT 05676
 
Tuesday-Saturday 10:00am-6:00pm

Berlin ReStore

(802) 522-7058

1400 US 302

Berlin, VT 05641

 

Tuesday-Saturday 10:00am-6:00pm

©2026 Central Vermont Habitat for Humanity. All rights reserved. We respect your privacy. Information submitted through this site will be held in confidence and will not be shared with, or sold to, any other organization. 

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Central Vermont  Habitat for Humanity is a 501(c)-3 Non Profit Organization. 

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Our Federal EIN is 03-0321449

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Equal Housing Opportunity:  Habitat for Humanity is pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, religion, sex, handicap, familial status, or national origin.

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