Homes & Projects
We have built 37 Homes since 1989, and worked with well over a dozen families on home repairs
Affordable Housing
Some homes begin with new construction. Others, like 11 Highland Avenue, begin with an existing house ready for a new chapter. Each project brings local volunteers, partners, and future homeowners together to create a lasting place to call home.
11 Highland Ave
Barre City
American Foursquare. 2 stories. 1,200 sq. ft. 3 bedrooms. 1.5 bath. Unfinished basement. Back deck and lawn.
Rosie Williams donated 11 Highland Ave in Barre City to CVHFH at the end of 2019. The 1920s “four square” was totally gutted and rehabilitated to meet high performance energy standards. With only a single heat pump for heating and all Energy Star Appliances the home is inexpensive to maintain and operate. CVHFH partnered with Shawn Bates, a lifelong Barre resident, and his two children who, in exchange for investing their own “sweat equity” into the home, became the homeowners with a 0% interest mortgage and affordable (less than 30% of their income) monthly payments. 140 volunteers committed over 4,000 hours to help rehabilitate the home.
22 Hill Street
Barre | Single-Family Starter Home
-
At 22 Hill Street, Central Vermont Habitat for Humanity transformed an abandoned house donated by the City of Barre into an approximately 900-square-foot, two-bedroom, one-bathroom starter home for a local woman and first-time homeowner. The previous structure was beyond repair and was demolished with support from a loan from the City of Barre, allowing a new home to be built on the existing footprint.
The home is ENERGY STAR certified, all-electric, and designed to meet Efficiency Vermont’s Home Performance Standards. It appraised for $328,000 and was sold to the homeowner for $140,000 through Habitat’s affordable homeownership program.
The project was supported through the Federal Home Loan Bank of Boston Affordable Housing Program, VHFA’s Missing Middle Housing Program, and VCLF’s CTE Revolving Loan Fund.
The home is permanently affordable through a shared-equity subsidy covenant. Upon resale, 75% of the home’s appreciation is reinvested as additional mortgage subsidy, helping make the home affordable for the next income-qualified homeowner.
This project demonstrates how infill development can turn an underutilized property into a high-quality, energy-efficient home within walking distance of downtown Barre.
.jpg)
41 Central Street
Randolph | Duplex
Central Vermont Habitat for Humanity transformed vacant land at 41 Central Street into a two-unit home, creating two opportunities for affordable homeownership within walking distance of downtown Randolph. Each approximately 1,500-square-foot unit includes either three or four bedrooms and two full bathrooms, providing spacious homes for local families.
The project was our first panelized home, with the wall panels constructed off-site by Bensonwood before being assembled on site. The project was supported through financing and subsidies from the Federal Home Loan Bank of Boston, VHFA’s Missing Middle Housing Program, VHFA Homeownership Tax Credits, and VCLF’s CTE Revolving Loan Fund.
The homes are permanently affordable through a shared-equity subsidy covenant. When a home is resold, 75% of the appreciation is reinvested as additional mortgage subsidy, helping ensure that the home remains affordable to another income-qualified homeowner.
Each home appraised for approximately $300,000, while Habitat mortgages were structured at approximately $98,000 and $130,000, demonstrating the impact of layered subsidies in making homeownership attainable for local families.
The project demonstrates how thoughtfully designed infill development can create new homeownership opportunities on vacant land in established communities.
1119 Main St
Greensboro | Duplex
Central Vermont Habitat for Humanity transformed the former site of a general store and apartment building at 1119 Main Street into a new two-unit home, creating two opportunities for affordable homeownership in Greensboro. Each approximately 1,200-square-foot unit includes either three or four bedrooms and two full bathrooms, with each home served by its own well and septic system.
The project was our first build through the Greensboro initiative and our second panelized project with Bensonwood. The homes will be ENERGY STAR certified, all-electric, designed to meet Efficiency Vermont’s Home Performance Standards, and Zero Energy Ready certified.
Each home appraised for approximately $300,000, while Habitat mortgages were structured at approximately $87,000 and $130,000, demonstrating the impact of layered subsidies in making homeownership attainable for local families.
The project was supported through the Federal Home Loan Bank of Boston Affordable Housing Program, VHCB mortgage subsidy covenant, VHFA’s Missing Middle Housing Program, and VCLF’s CTE Revolving Loan Fund.
Both homes are permanently affordable through shared-equity subsidy covenants, with 75% of future appreciation reinvested as additional mortgage subsidy when a home is resold. The project demonstrates how redevelopment of previously developed sites can create new homeownership opportunities while strengthening established communities.
804 N. Main St
Northfield | Veteran Build Triplex
Central Vermont Habitat for Humanity is building a three-unit Veteran Build at 804 North Main Street in Northfield, creating three opportunities for affordable homeownership on an infill site near downtown. The approximately 3,200-square-foot triplex will include one four-bedroom, two-bathroom home and two two-bedroom, one-bathroom homes
The project will provide a home for a local Army veteran and additional homes for local families, bringing together veterans, volunteers, students, tradespeople, and community partners. The project incorporates energy-efficient design and passive-solar strategies and is being constructed with support from Bensonwood, YouthBuild, and local educational and construction partners.
The Northfield Veteran Build is supported through financing and subsidies from the Vermont Community Loan Fund, Central Vermont Habitat for Humanity, Vermont Housing & Conservation Coalition/VHCB, and the Federal Home Loan Bank of Boston.
Like our other recent projects, the homes will be permanently affordable through shared-equity restrictions, helping ensure that the investment in the property continues to create affordable homeownership opportunities for future income-qualified families.
